Learning how to make money does not require that you spend money first. If you realized this on your own, then hats off to you. As you are well aware, the economic times are difficult right now. In times such as these, “get rich quick” themes begin to flourish in an attempt to take advantage of people’s desperation. However, you can avoid falling victim to these unethical schemes by joining online businesses which do not require that you give your hard earned money just for a chance to make money. If you want to drastically minimize your chances of becoming a victim to one of these schemes, avoid paying a fee to join.